Terms & Conditions

Last updated: 21 August 2026

Using this website

By using this site you accept these terms. If you do not accept them, please do not use the site.

The calculators

The tools here are provided for general information. While we take care to implement published formulas correctly and to test them, we do not warrant that every result is accurate or suitable for your particular circumstances.

You are responsible for verifying any figure before relying on it for a financial, medical, legal or other consequential decision.

No professional advice

Nothing on this site constitutes financial, investment, tax, medical, legal or professional advice. Consult an appropriately qualified professional before acting on anything you read here.

Intellectual property

The content, design and code of this website belong to us unless otherwise stated. You may use the calculators freely for personal and business purposes. You may not republish substantial portions of the written content without permission.

Availability

We aim to keep the site available but do not guarantee uninterrupted access. We may change, suspend or withdraw any part of it without notice.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss arising from your use of, or inability to use, this website — including any decision made in reliance on a calculated result.

External links

We are not responsible for the content or practices of any website we link to.

Contact

Questions about these terms: [YOUR EMAIL].